"The drop in the stock market is a concern, especially for those of us who are close to retiring," said Sam Rizzo of Johnstown. "You just can't rely on Social Security."

Rizzo, like many others, spent Monday glued to the television watching history unfold. The House of Representatives voted down the proposed $700 billion plan to bail out Wall Street, causing the stock market to plummet.

"What concerns me the most is the cavalier attitude of the Congress," said Rizzo. "Not everyone agreed completely with the plan but they knew they needed to do something."

Facing a lot of heat from constituents, many lawmakers said they didn't want to face the wrath of angry voters just weeks before election time.

"You are here to represent the people, not to constantly get elected into office again," said Rizzo.

"It is frustrating, but I've grown use to that unfortunately," said Cletus McConville of Johnstown.

Those whom WJAC talked with said they think eventually the House will pass some type of bailout, but the longer they wait, the harder life could become. However, there is a light of hope. Local banks said they are doing just fine.

"The bailout won't have much impact on our local community because most of them did not engage in risky lending," said Jeff Stopko from Ameriserv Financial. "That's what caused the current crisis."